isendi Floatline Adviser: Cash-Flow Forecasting for Your Client Companies (EN + DE)

Know the day your clients' cash runs low, weeks before it does.

isendi Floatline Adviser is for tax advisers, accountants and part-time finance directors. Run cash-flow forecasts for unlimited client companies, 13 weeks ahead day by day and 24 months ahead month by month, and hand clients bank-ready reports with your firm's logo.

Pay once and keep it. No subscription, no account, nothing to renew. Your clients' financial data never leaves your device.

Try it first: open the live demo

Why profitable businesses still run out of cash

Customers pay late, but salaries, social insurance and VAT leave on fixed days. Contracts renew because nobody noticed the deadline. Supplier discounts expire unused. A spreadsheet shows one line and hides the risk. Floatline shows the odds, and what to do before the dip arrives, so you can advise before your client calls in a panic.

What Adviser gives you

• Unlimited client companies, each with its own forecast, bills and contracts
• Your firm's name and logo on every bank report
• Each client keeps its own country pack, currency and taxes
• Pay once, keep it for good: no subscription, nothing to renew

What's inside

Forecast with real odds. Floatline learns how each customer actually pays and runs 400 possible futures: 13 weeks day by day, 24 months month by month. You see the expected balance, the likely range, and the chance of dipping below the buffer or running out of cash.

Next moves with a price tag. Suggestions worked out from the client's own numbers, such as an early-payment offer that lifts the low point by €11,500 for €435 in the sample company.

Stress tests. Eight scenarios: recession, losing the top client, late payers, a price hike, cutting staff, a failing supplier and hiring. Each shows the new low point, the odds and the top-up needed against the credit line.

E-invoice inbox. XRechnung, ZUGFeRD, Factur-X and Peppol, as XML, PDF or ZIP. Floatline sorts customer invoices from bills and reads the Skonto terms.

Skonto radar. Every supplier discount valued as a yearly rate against the credit line, with a check that the low point doesn't suffer.

Get paid sooner. Predicted payment dates for every invoice. Reminders in German or English escalate to a final notice with statutory interest (Germany: § 288 BGB), and a GiroCode lets customers pay by scanning it with their banking app.

Contracts and renewals. Leases, insurance and software plans with their terms. Floatline warns before each notice deadline and writes the cancellation or renegotiation letter.

Tax and payroll calendar. VAT, payroll tax, social insurance and prepayments land in the forecast on their legal due dates, moved for weekends and public holidays.

Bank import and leak detector. Reads bank CSV and CAMT.053 files, adds recurring payments, and flags duplicate charges, price rises and tools that do the same job.

Also included: a bank-ready liquidity report you can save as PDF, an Excel export, group view across companies with the same currency, and a Forecast Scorecard that shows how accurate past forecasts were.

Made for German business, ready for the world

• Ready for Germany's e-invoice rules: issuing becomes mandatory from 2027 for firms over €800,000 turnover and from 2028 for all.
• Interface in German and English, with country packs for Germany, Austria, Switzerland, the rest of the EU, the UK and the rest of the world.
• Euro, Swiss franc, pound, dollar and more, with local number formats.

Client data that never leaves your office

• Offline Lock: a security rule in the app makes your browser block every connection to the internet. The app shows the count: zero.
• Vault file: data saves itself to a file in a folder you choose, such as your firm's file server or OneDrive.
• Restore points: a daily snapshot plus one before every import or reset.
• Optional AES-256 encryption with auto-lock, and one tap to hide every amount when a client is in the room.
• No server and no account. isendi never receives your clients' data.

Built to keep working

Floatline is a finished product that runs entirely in your browser. There is no server to shut down and no subscription to lapse, so the version you buy keeps working for years. Public holidays and tax due dates are calculated for every future year, and the interest rates used for late-payment claims are shown with their date so you can update them yourself.

What you get

• isendi Floatline 2.0.1 Adviser: one app file for Chrome, Edge, Safari or Firefox, as an instant download
• Quick Start Guides in English and German, so your team can set up in about 15 minutes on its own
• Practice files: bank statements (CSV and CAMT.053), e-invoices (XRechnung and ZUGFeRD) and an invoice list
• Your licence code as proof of purchase

Running your own companies rather than clients'? Choose Floatline Business (€990) or Floatline Solo (€390).

Good to know

• Built for a computer. The layout adapts to tablets and phones.
• There is no live bank connection, by design. Clients export a file from online banking in about a minute, and nothing leaves your device.
• Self-service: the price covers the software and guides. Calls, training and setup work are not included.
• Forecasts are estimates based on the data entered. They are not financial, tax or legal advice.

Kurz auf Deutsch

isendi Floatline Adviser ist für Steuerberater, Buchhalter und Finanzberater. Planen Sie die Liquidität für beliebig viele Mandanten: 13 Wochen taggenau und 24 Monate im Voraus, mit Bankberichten unter Ihrem Kanzleinamen und Logo. Die App liest Kontoauszüge (CSV, CAMT.053) und E-Rechnungen (XRechnung, ZUGFeRD), kennt Steuer- und SV-Termine, bewertet Skonto, erstellt Mahnungen mit Verzugszinsen nach § 288 BGB und GiroCode und schreibt Kündigungen für Verträge. Oberfläche auf Deutsch und Englisch. Einmal zahlen, dauerhaft nutzen, kein Abo. Mandantendaten bleiben auf Ihrem Gerät.

Questions before you buy? Email asembekhajoan@gmail.com