{"title":"Business Tools","description":"\u003cp\u003eCash-flow forecasting, sales systems, onboarding and Notion workspaces for small businesses, freelancers and agencies.\u003c\/p\u003e","products":[{"product_id":"the-future-proof-ebook-playbook","title":"The Future-Proof Ebook Playbook","description":"\u003cp\u003e\u003cstrong\u003eA 7-page action guide for indie authors and small publishers: how to sell more ebooks as subscriptions, audio and AI assistants change how readers find books.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eInstant PDF download. 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Email \u003ca href=\"mailto:joan.isendi.eu@gmail.com\"\u003ejoan.isendi.eu@gmail.com\u003c\/a\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch3\u003eDeutsch\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eIhr Lager friert entweder Ihre Liquidität ein oder kostet Sie Umsatz. Meistens beides.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eDas \u003cstrong\u003eisendi Lagerprognose- \u0026amp; Nachbestellmodell\u003c\/strong\u003e ersetzt Bauchgefühl durch ein transparentes, datenbasiertes Nachbestellsystem für wachsende Produktmarken. 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Einmal zahlen, dauerhaft nutzen, kein Abo. Ihre Daten bleiben auf Ihrem Gerät.\u003c\/p\u003e\n\u003cp\u003eQuestions before you buy? Email joan.isendi.eu@gmail.com\u003c\/p\u003e","brand":"Isendi","offers":[{"title":"Default Title","offer_id":58282121101694,"sku":"ISENDI-FL2-BUSINESS","price":990.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1027\/9098\/8158\/files\/21007.png?v=1792709943"},{"product_id":"isendi-floatline-solo-cash-flow-forecasting-for-one-company-en-de","title":"isendi Floatline Solo: Cash-Flow Forecasting for One Company (EN + DE)","description":"\u003cp\u003e\u003cstrong\u003eKnow the day your cash runs low, weeks before it does.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eisendi Floatline Solo is for one company. It forecasts your bank balance 13 weeks ahead day by day and 24 months ahead month by month, reads your bank statements and e-invoices, tracks contracts and taxes, and shows the costed moves that keep you above your safety buffer.\u003c\/p\u003e\n\u003cp\u003ePay once and keep it. No subscription, no account, nothing to renew. Your financial data never leaves your device.\u003c\/p\u003e\n\u003cp\u003eTry it first: \u003ca href=\"https:\/\/claude.ai\/artifact\/LwsFN8S46u2mtbz6e5ZUGU\" target=\"_blank\" rel=\"noopener\"\u003eopen the live demo\u003c\/a\u003e\u003c\/p\u003e\n\u003ch2\u003eWhy profitable businesses still run out of cash\u003c\/h2\u003e\n\u003cp\u003eCustomers pay late, but salaries, social insurance and VAT leave on fixed days. Contracts renew because nobody noticed the deadline. Supplier discounts expire unused. A spreadsheet shows one line and hides the risk. Floatline shows the odds, and what to do before the dip arrives.\u003c\/p\u003e\n\u003ch2\u003eWhat Solo gives you\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eOne company\u003c\/strong\u003e with every forecasting tool below\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBank-ready report\u003c\/strong\u003e and an Excel export for your tax adviser\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWorks offline\u003c\/strong\u003e in your browser, with no account or server\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePay once, keep it for good:\u003c\/strong\u003e no subscription, nothing to renew\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eForecast with real odds.\u003c\/strong\u003e Floatline learns how each customer actually pays and runs 400 possible futures: 13 weeks day by day, 24 months month by month. You see the expected balance, the likely range, and the chance of dipping below your buffer or running out of cash.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eNext moves with a price tag.\u003c\/strong\u003e Suggestions worked out from your own numbers, such as an early-payment offer that lifts your low point by €11,500 for €435 in the sample company.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eStress tests.\u003c\/strong\u003e Eight scenarios: recession, losing your top client, late payers, a price hike, cutting staff, a failing supplier and hiring. Each shows the new low point, the odds and the top-up you'd need against your credit line.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eE-invoice inbox.\u003c\/strong\u003e XRechnung, ZUGFeRD, Factur-X and Peppol, as XML, PDF or ZIP. Floatline sorts customer invoices from bills and reads the Skonto terms.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSkonto radar.\u003c\/strong\u003e Every supplier discount valued as a yearly rate against your credit line, with a check that your low point doesn't suffer.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eGet paid sooner.\u003c\/strong\u003e Predicted payment dates for every invoice. Reminders in German or English escalate to a final notice with statutory interest (Germany: § 288 BGB), and a GiroCode lets customers pay by scanning it with their banking app.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eContracts and renewals.\u003c\/strong\u003e Leases, insurance and software plans with their terms. Floatline warns you before each notice deadline and writes the cancellation or renegotiation letter.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTax and payroll calendar.\u003c\/strong\u003e VAT, payroll tax, social insurance and prepayments land in the forecast on their legal due dates, moved for weekends and public holidays.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eBank import and leak detector.\u003c\/strong\u003e Reads bank CSV and CAMT.053 files, adds recurring payments for you, and flags duplicate charges, price rises and tools that do the same job.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAlso included:\u003c\/strong\u003e a Forecast Scorecard that shows how accurate past forecasts were.\u003c\/p\u003e\n\u003ch2\u003eMade for German business, ready for the world\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eReady for Germany's e-invoice rules: issuing becomes mandatory from 2027 for firms over €800,000 turnover and from 2028 for all.\u003c\/li\u003e\n\u003cli\u003eInterface in German and English, with country packs for Germany, Austria, Switzerland, the rest of the EU, the UK and the rest of the world.\u003c\/li\u003e\n\u003cli\u003eEuro, Swiss franc, pound, dollar and more, with local number formats.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eThe cash-flow tool that never sees your numbers\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eOffline Lock: a security rule in the app makes your browser block every connection to the internet. The app shows the count: zero.\u003c\/li\u003e\n\u003cli\u003eVault file: your data saves itself to a file in a folder you choose, such as OneDrive or iCloud.\u003c\/li\u003e\n\u003cli\u003eRestore points: a daily snapshot plus one before every import or reset.\u003c\/li\u003e\n\u003cli\u003eOptional AES-256 encryption with auto-lock, and one tap to hide every amount.\u003c\/li\u003e\n\u003cli\u003eNo server and no account. isendi never receives your data.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eBuilt to keep working\u003c\/h2\u003e\n\u003cp\u003eFloatline is a finished product that runs entirely in your browser. There is no server to shut down and no subscription to lapse, so the version you buy keeps working for years. Public holidays and tax due dates are calculated for every future year, and the interest rates used for late-payment claims are shown with their date so you can update them yourself.\u003c\/p\u003e\n\u003ch2\u003eWhat you get\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eisendi Floatline 2.0.1 Solo: one app file for Chrome, Edge, Safari or Firefox, as an instant download\u003c\/li\u003e\n\u003cli\u003eQuick Start Guides in English and German, so you can set up in about 15 minutes on your own\u003c\/li\u003e\n\u003cli\u003ePractice files: bank statements (CSV and CAMT.053), e-invoices (XRechnung and ZUGFeRD) and an invoice list\u003c\/li\u003e\n\u003cli\u003eYour licence code as proof of purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eRunning several companies? Choose Floatline Business (€990): up to 5 companies and group view.\u003c\/p\u003e\n\u003ch2\u003eGood to know\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eBuilt for a computer. The layout adapts to tablets and phones.\u003c\/li\u003e\n\u003cli\u003eThere is no live bank connection, by design. You export a file from online banking in about a minute, and nothing leaves your device.\u003c\/li\u003e\n\u003cli\u003eSelf-service: the price covers the software and guides. Calls, training and setup work are not included.\u003c\/li\u003e\n\u003cli\u003eForecasts are estimates based on the data you enter. They are not financial, tax or legal advice.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eKurz auf Deutsch\u003c\/h2\u003e\n\u003cp\u003eisendi Floatline Solo plant die Liquidität Ihres Unternehmens: 13 Wochen taggenau und 24 Monate im Voraus. Die App liest Kontoauszüge (CSV, CAMT.053) und E-Rechnungen (XRechnung, ZUGFeRD), kennt Steuer- und SV-Termine, bewertet Skonto, erstellt Mahnungen mit Verzugszinsen nach § 288 BGB und GiroCode und schreibt Kündigungen für Verträge. Oberfläche auf Deutsch und Englisch. Einmal zahlen, dauerhaft nutzen, kein Abo. Ihre Daten bleiben auf Ihrem Gerät.\u003c\/p\u003e\n\u003cp\u003eQuestions before you buy? Email joan.isendi.eu@gmail.com\u003c\/p\u003e","brand":"Isendi","offers":[{"title":"Default Title","offer_id":58282135847294,"sku":"ISENDI-FL2-SOLO","price":390.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1027\/9098\/8158\/files\/20357.png?v=1792632880"},{"product_id":"isendi-floatline-adviser-cash-flow-forecasting-for-your-client-companies-en-de","title":"isendi Floatline Adviser: Cash-Flow Forecasting for Your Client Companies (EN + DE)","description":"\u003cp\u003e\u003cstrong\u003eKnow the day your clients' cash runs low, weeks before it does.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eisendi Floatline Adviser is for tax advisers, accountants and part-time finance directors. Run cash-flow forecasts for unlimited client companies, 13 weeks ahead day by day and 24 months ahead month by month, and hand clients bank-ready reports with your firm's logo.\u003c\/p\u003e\n\u003cp\u003ePay once and keep it. No subscription, no account, nothing to renew. Your clients' financial data never leaves your device.\u003c\/p\u003e\n\u003cp\u003eTry it first: \u003ca href=\"https:\/\/claude.ai\/artifact\/LwsFN8S46u2mtbz6e5ZUGU\" target=\"_blank\" rel=\"noopener\"\u003eopen the live demo\u003c\/a\u003e\u003c\/p\u003e\n\u003ch2\u003eWhy profitable businesses still run out of cash\u003c\/h2\u003e\n\u003cp\u003eCustomers pay late, but salaries, social insurance and VAT leave on fixed days. Contracts renew because nobody noticed the deadline. Supplier discounts expire unused. A spreadsheet shows one line and hides the risk. 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You see the expected balance, the likely range, and the chance of dipping below the buffer or running out of cash.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eNext moves with a price tag.\u003c\/strong\u003e Suggestions worked out from the client's own numbers, such as an early-payment offer that lifts the low point by €11,500 for €435 in the sample company.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eStress tests.\u003c\/strong\u003e Eight scenarios: recession, losing the top client, late payers, a price hike, cutting staff, a failing supplier and hiring. Each shows the new low point, the odds and the top-up needed against the credit line.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eE-invoice inbox.\u003c\/strong\u003e XRechnung, ZUGFeRD, Factur-X and Peppol, as XML, PDF or ZIP. Floatline sorts customer invoices from bills and reads the Skonto terms.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSkonto radar.\u003c\/strong\u003e Every supplier discount valued as a yearly rate against the credit line, with a check that the low point doesn't suffer.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eGet paid sooner.\u003c\/strong\u003e Predicted payment dates for every invoice. Reminders in German or English escalate to a final notice with statutory interest (Germany: § 288 BGB), and a GiroCode lets customers pay by scanning it with their banking app.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eContracts and renewals.\u003c\/strong\u003e Leases, insurance and software plans with their terms. Floatline warns before each notice deadline and writes the cancellation or renegotiation letter.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTax and payroll calendar.\u003c\/strong\u003e VAT, payroll tax, social insurance and prepayments land in the forecast on their legal due dates, moved for weekends and public holidays.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eBank import and leak detector.\u003c\/strong\u003e Reads bank CSV and CAMT.053 files, adds recurring payments, and flags duplicate charges, price rises and tools that do the same job.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAlso included:\u003c\/strong\u003e a bank-ready liquidity report you can save as PDF, an Excel export, group view across companies with the same currency, and a Forecast Scorecard that shows how accurate past forecasts were.\u003c\/p\u003e\n\u003ch2\u003eMade for German business, ready for the world\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eReady for Germany's e-invoice rules: issuing becomes mandatory from 2027 for firms over €800,000 turnover and from 2028 for all.\u003c\/li\u003e\n\u003cli\u003eInterface in German and English, with country packs for Germany, Austria, Switzerland, the rest of the EU, the UK and the rest of the world.\u003c\/li\u003e\n\u003cli\u003eEuro, Swiss franc, pound, dollar and more, with local number formats.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eClient data that never leaves your office\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eOffline Lock: a security rule in the app makes your browser block every connection to the internet. The app shows the count: zero.\u003c\/li\u003e\n\u003cli\u003eVault file: data saves itself to a file in a folder you choose, such as your firm's file server or OneDrive.\u003c\/li\u003e\n\u003cli\u003eRestore points: a daily snapshot plus one before every import or reset.\u003c\/li\u003e\n\u003cli\u003eOptional AES-256 encryption with auto-lock, and one tap to hide every amount when a client is in the room.\u003c\/li\u003e\n\u003cli\u003eNo server and no account. isendi never receives your clients' data.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eBuilt to keep working\u003c\/h2\u003e\n\u003cp\u003eFloatline is a finished product that runs entirely in your browser. There is no server to shut down and no subscription to lapse, so the version you buy keeps working for years. Public holidays and tax due dates are calculated for every future year, and the interest rates used for late-payment claims are shown with their date so you can update them yourself.\u003c\/p\u003e\n\u003ch2\u003eWhat you get\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eisendi Floatline 2.0.1 Adviser: one app file for Chrome, Edge, Safari or Firefox, as an instant download\u003c\/li\u003e\n\u003cli\u003eQuick Start Guides in English and German, so your team can set up in about 15 minutes on its own\u003c\/li\u003e\n\u003cli\u003ePractice files: bank statements (CSV and CAMT.053), e-invoices (XRechnung and ZUGFeRD) and an invoice list\u003c\/li\u003e\n\u003cli\u003eYour licence code as proof of purchase\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eRunning your own companies rather than clients'? Choose Floatline Business (€990) or Floatline Solo (€390).\u003c\/p\u003e\n\u003ch2\u003eGood to know\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eBuilt for a computer. 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